Calamity Loan

For affected Regular Members whose permanent home address is officially declared by the National Government or Local Government Unit (LGU) to be under “State of Calamity”


  • Maximum loanable amount of ₱200,000
    Note: Subject to the Single Borrower’s Limit (SBL) and Net-Take-Home-Pay (NTHP) requirement as set by the respective Branch of Service)
  • Loan term: 12 months and 24 months
  • Member can only avail of one Calamity Loan at a time

  • Active uniformed and non-uniformed personnel of the AFP, PNP, BFP and BJMP
  • Retired members from the AFP, PNP, BFP and BJMP
  • PVAO and NAPOLCOM pensioners

The following additional conditions on the member-borrower must be satisfied:

  • Must be a permanent resident in an area officially declared to be under “State of Calamity” per AFPSLAI records
  • Must be in good credit standing (no delinquent or past due loans on record)
  • Must have sufficient capacity to pay taking into consideration the net-take-home-pay requirement of the concerned paying jurisdiction

Note: Subject to the availability of automatic payroll/pension deduction facility


  • Filled-up Calamity Loan Application, Authority to Deduct and Promissory Note
  • Photocopy of AFP/PNP/Bureau/Pensioner’s ID
  • Latest payslips (depends on the branch of service – same as Consumption Loans)
  • Certificate of Pension (including request)
  • Permanent Appointment Order (if 1st Loan)
    NOTE: Additional documents may be required

CL Calculator
Loanable Amount
Loan Term
Monthly Amortization


To know your monthly amortization:
  1. Enter your desired loan amount.
  2. Select the number of years you want to amortize your loan.
  3. Click “COMPUTE” to know your monthly amortization or “RESET” to clear entries.
To know how much loan you can avail:
  1. Enter your preferred amount of monthly amortization.
  2. Select the number of years you want to amortize your loan.
  3. Click “COMPUTE” to know your loan amount or “RESET” to clear entries.

Please note that the computation above is only indicative. You may call us or visit any AFPSLAI Branch nearest you for the actual details.