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  1. Eligibility guidelines:

    1. All member-borrowers who avail of any AFPSLAI Consumption Loan (Salary/Pension Loan, Emergency Loan, Multi-Purpose Loan and PVAO Pension Loan) from January 2 to December 18, 2024, and with net loan proceeds of at least ₱50,000 (before CRI and DST) are qualified for the raffle.

    2. The member-borrowers should have at least ₱ 1,000 Capital Contribution Account balance as of the draw date.

    3. Qualified borrowers shall be entitled to one (1) raffle ticket for every ₱50,000 net loan proceeds (before CRI and DST) of each covered loan availed within the promo period.

    4. Combining the net loan proceeds of two or more loans for the purpose of reaching the required minimum proceeds of ₱50,000 shall not be allowed.

    5. The status of the concerned loan should be current/active as of the draw date

    6. The member-borrower shall fill-out the raffle coupon with the following details: name, address, contact number, e-mail address, affix his/her signature, and drop the raffle stub at the designated drop box/tambiolo located at the Branch Office.

  2. The member-borrower shall be classified under the branch office where he/she availed of the loan.

  3. The participating 33 branch offices are as follows:

  4. 21 Main Branch Offices 12 Mini Branch Offices
    1. Aguinaldo 1. Rizal
    2. Crame 2. Manila City
    3. Bonifacio 3. Ilocos Sur
    4. Sangley 4. Cagayan
    5. Palawan 5. Tarlac
    6. Baguio 6. Nueva Ecija
    7. Isabela 7. Calamba City
    8. Clark 8. Bacolod
    9. Lucena 9. Bohol
    10. Legazpi 10. Dumaguete
    11. Iloilo 11. Tagum
    12. Cebu 12. Kidapawan
    13. Tacloban
    14. Catbalogan
    15. Zamboanga
    16. Pagadian
    17. Cagayan De Oro
    18. Davao
    19. General Santos
    20. Cotabato
    21. Butuan

  5. A total of 615 winners shall be drawn. Breakdown of prizes shall be as follows:

    Minor Prizes
    10,000.00 10 33 330
    20,000.00 5 33 165
    Major Prizes
    50,000.00 1 33 33
    100,000.00 1 33 33
    Grand Prizes
    250,000.00 2 21 main branches 42
    250,000.00 1 12 mini branches 12
    TOTAL 615

  7. A member-borrower may win only once/one prize. If his/her name has been drawn more than once, he/she gets the prize with the higher(est) value.

  8. The raffle draw for all prizes shall be held on December 20, 2024 in the presence of a local DTI representative. Raffle draw shall be facilitated by the branch personnel, with the Branch Head or Assistant Branch Head being the auditor.

  9. Cash prizes will be deposited in the member’s Savings Deposit Account (SD-002/red passbook),subject to the member-winner’ssubmission of his/her Tax Identification Number (TIN) for the filing of the appropriate tax. The prizes shall be forfeited in favor of AFPSLAI with prior approval of DTI if the winner does not submit his/her TIN within 60 days from receipt of registered notification.

  10. All taxes that will be incurred in relation to the prize shall be shouldered by AFPSLAI.

  11. When claiming the cash prize, winners shall present the registered mail and/or e-mail sent by AFPSLAI, the original claim stub portion of the winning raffle ticket, two (2) valid IDs, and any valid ID/documents indicating TIN and address.

  12. In case the winning borrower dies prior to receipt of his/her prize, the prize shall be given to his/her heirs, subject to submission of required documents for membership termination.

  13. Winners will be announced via official AFPSLAI Facebook Page, AFPSLAI Viber Channel, and AFPSLAI website, and their names will be posted in all Branch Offices within five (5) working days from the draw date. Winners shall also be notified via registered mail and/or email.

  14. By joining the promo, the member agrees to AFPSLAI’s Privacy Notice and hereby gives his/her consent to the collection and processing of his/her personal data for the purpose of participating in the loan promo. Further, the joining member gives AFPSLAI permission to disclose and publish his/her name and other information, in any mode or manner as it deems appropriate.

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