Mechanics:

1. Promo will run from JANUARY 2, 2025 to DECEMBER 12, 2025.


2. Eligibility Guidelines:


• All member-borrowers who avail of any AFPSLAI Consumption Loan (Salary/Pension Loan, Emergency Loan, Multi-Purpose Loan and PVAO Pension Loan) from January 2 to December 12, 2025 and with net loan proceeds of at least Php50,000 (before CRI and DST) are qualified for the raffle.


• The member-borrowers should have at least Php1,000 Capital Contribution Account balance as of the draw date.


• Qualified borrowers shall be entitled to one (1) e-raffle entry for every Php50,000 net loan proceeds (before CRI and DST) of each covered loan availed within the quarterly promo period.

Example:

Name of Member-Borrower	Loan Release Date	Type of Loan	Net Loan Proceeds (before CRI & DST)	No. of e-Raffle Entry
JUAN DELA CRUZ	Jan 2, 2025	Salary Loan	Php200,000	4
JUAN DELA CRUZ	March 25, 2025	Multi-Purpose Loan	Php150,000	3
JUAN DELA CRUZ	June 24, 2025	Emergency Loan	Php75,000	1
JUAN DELA CRUZ	Sep 24, 2025	Salary Loan	Php150,000	3



• Combining the net loan proceeds of two or more loans for the purpose of reaching the required minimum proceeds of Php50,000 shall not be allowed.


• For cash prizes, status of loan availed within the respective quarter of the draw date must be current and outstanding. For four-wheeled vehicles, all existing loans of the member must be current and outstanding as of the draw dates to be qualified in the raffle draws.


• The e-Raffle number to be assigned shall be the corresponding Loan Account Number (LAN). For borrowers with single entry, e-Raffle number will be LAN-1, while those with multiple entries, e-Raffle numbers will be LAN-1, LAN-2, and so on.



Example:

NAME OF BORROWER			TYPE OF CONSUMPTION LOAN	DATE RELEASED	NET PROCEEDS	LAN e-RAFFLE ENTRY/IES
SUR NAME	FIRST NAME	MIDDLE NAME
DELA CRUZ	JUAN	SANTOS	SALARY LOAN	Jan 2, 2025	Php200,000	2025610251011945522-1 2025610251011945522-2 2025610251011945522-3 2025610251011945522-4
DELA CRUZ	JUAN	SANTOS	EMERGENCY LOAN	Sep 24, 2025	Php50,000	2025610251011946623-1



3. The member-borrower shall be classified under the branch office where he/she availed of the loan. The participating 33 Branch Offices are as follows:



21 MAIN BRANCH OFFICES		12 MINI BRANCH OFFICES
1. Aguinaldo	13. Tacloban	1. Rizal
2. Crame	14. Catbalogan	2. Manila City
3. Bonifacio	15. Zamboanga	3. Ilocos Sur
4. Sangley	16. Pagadian	4. Cagayan
5. Clark	17. Cagayan De Oro	5. Tarlac
6. Baguio	18. Davao	6. Nueva Ecija
7. Isabela	19. General Santos	7. Calamba City
8. Lucena	20. Cotabato	8. Bacolod
9. Lagazpi	21. Butuan	9. Bohol
10. Palawan		10. Dumaguete
11. Cebu		11. Tagum
12. Kidapawan		12. Iloilo



4. A total of 212 winners shall be drawn, or 53 winners per quarter. Breakdown of prizes for each quarter per area shall be as follows:



1st Draw	LOANS COVERED JANUARY 2 to MARCH 24, 2025 DRAW DATE: MARCH 31, 2025 PRIZES NCR LUZON VISAYAS MINDANAO TOTAL Php10,000 Cash 4 4 4 4 16 Php53,000 Cash 5 12 7 9 33 Toyota Wigo (1.0 E CVT) 1 1 1 1 4




2nd Draw	LOANS COVERED MARCH 25 to JUNE 23, 2025 DRAW DATE: JUNE 30, 2025 PRIZES NCR LUZON VISAYAS MINDANAO TOTAL Php10,000 Cash 4 4 4 4 16 Php53,000 Cash 5 12 7 9 33 Toyota Wigo (1.0 E CVT) 1 1 1 1 4
3rd Draw	LOANS COVERED JUNE 24 to SEPTEMBER 23, 2025 DRAW DATE: SEPTEMBER 30, 2025 PRIZES NCR LUZON VISAYAS MINDANAO TOTAL Php10,000 Cash 4 4 4 4 16 Php53,000 Cash 5 12 7 9 33 Toyota Raize (1.2 E CVT) 1 1 1 1 4
4th Draw	LOANS COVERED SEPTEMBER 24 to DECEMBER 12, 2025 DRAW DATE: DECEMBER 19, 2025 PRIZES NCR LUZON VISAYAS MINDANAO TOTAL Php10,000 Cash 4 4 4 4 16 Php53,000 Cash 5 12 7 9 33 Toyota Vios (1.3 XLE CVT) 1 1 1 1 4



5. A member-borrower may win only once/one prize per quarterly draw. If his/her name has been drawn more than once, he/she gets the prize with the higher(est) value.


6. Raffle draws shall be held at the AFPSLAI Head Office, Capinpin Avenue, Camp Aguinaldo, EDSA corner Col Bonny Serrano Road, Quezon City in the presence of AFPSLAI Audit Team and DTI representative. It may be viewed via Facebook Live.


7. Cash prizes shall be deposited to the member-winner’s Savings Deposit Account (SD-002/red passbook), subject to his/her submission of his/her Tax Identification Number (TIN) for the filing of the appropriate tax within 60 days from notification about his/her winning.


8. On the other hand, the vehicle shall be claimed at the AFPSLAI Branch Office or Satellite Office nearest the member-winner’s residential address based on our records.


9. Redemption period for vehicles is sixty (60) days from receipt of notification.


10. The cash prizes and vehicle shall be forfeited in favor of AFPSLAI, with prior approval of DTI, if the winner does not submit his/her TIN within 60 days from the sending of mail and e-mail by AFPSLAI.


11. These prizes (cash and vehicle) are non-convertible and non-transferrable.


12. All taxes that will be incurred in relation to the prizes shall be shouldered by AFPSLAI.


13. When claiming the cash prizes, winners shall present the registered mail and/or e-mail sent by AFPSLAI, two (2) valid IDs, and any valid ID/documents indicating TIN and address.


14. In case the winning borrower dies prior to receipt of his/her prize, the prize shall be given to his/her heirs, subject to submission of required documents for membership termination.


15. Winners shall be announced via official AFPSLAI Facebook Page, AFPSLAI Viber Channel, and AFPSLAI Website, and their names will be posted in all Branch Offices within five (5) working days from the draw date. Winners shall also be notified via registered mail and/or email.


16. By joining the promo, the member agrees to AFPSLAI’s Privacy Notice and hereby gives his/her consent to the collection and processing of his/her personal data for the purpose of participating in the loan promo. Further, the joining member gives AFPSLAI permission to disclose and publish his/her name and other information, in any mode or manner as it deems appropriate.

WINNERS OF TOYOTA WIGO 1.0 E CVT

RHEA MAE NAMBONG STA ANA
IVAN BAN TAJANLANGIT
YAHANIE GAMALOG FABROS
GERMAN SITYAR SANTOS

WINNERS OF PHP 53,000

1. ALEJANDRO CLAM BATINO JR
2. LADY FAITH BRIOL FRANCISCO
3. YUSOPH KUSAIN BANDAR
4. JAYVEEH MARVIN SANTIAGO LOPEZ
5. RAMIL ENESANDO MASUHUD
6. MADELYN TEVES DELA SALDE
7. NATHANIEL SARMIENTO GLORIOSO
8. LEONARDO SOLLANO MARATAS
9. JONAH DEODUCO DOFELIZ
10. MARK ACO TAN
11. MEL CABAHUG AUTICIO
12. FRANCISO ELPA BOLANTE JR
13. RHINA JOY GATO BASA
14. RUBBEN RAMENTO PAGATPATAN
15. JEFFERSON COLINA JACALAN
16. ARTCHIE LOPEZ SUMALPONG
17. SHERYL DELA ROSA SADANG
18. MICHAEL NARANJA CANTILLO
19. RHODA TOCAWAN ROQUE
20. RAFAEL VELILIA JIMENEZ
21. FLORANTE ESTACIO AGLIDAY
22. RYAN FONTANILLA ARISTON
23. RAYMUNDO BINWAG DULNUAN
24. IAN MALIG ADRIANO
25. CHINGSON TUKAKI PAWID
26. RINEL RODRIGUEZ TORIENTE
27. LALAINE RAMOS CARBON
28. MELECIO ARCAYA JARAPA JR
29. RODANTE RENTOY CORTEZ JR
30. MARIO SARDON FERMINDOZA
31. VANESSA PASMALA COMPAS
32. RODERICK CABACCAN BANGUG
33. JEREMY JAM SANTIAGO VALDEZ

WINNERS OF PHP 10,000

1. JESSAN CASIA GOMEZ
2. CHRISTOPHER DALMAN ARANCON
3. JEFFREY ABUEL MENODIADO
4. JOEL VERDADERO SUYO
5. HERMENIO SAMULDE DAYRIT
6. ENRIWUE ABELLANA
7. ARCHEVELAN ABAC SIBLE
8. CHARMEN DINGDING TORRES
9. JENNIFER ROBILLOS AGUSTIN
10. RESTY DE PADUA GOZADO
11. MELIOHN VITTO DIMAALA
12. FLORANTE SOMERA RUIZ JR
13. FERDINAND ARQUION BENDULO
14. ABIGAIL DUMA MANALOTO
15. TADEO CALANGAN CULANG
16. DICOROSO TINAYA CONSUL

WINNERS OF TOYOTA WIGO 1.0 E CVT

PAMNAGUN DAIKI MINALANG
DANIEL BAAL RAPIS
ROMEO BUTASLAC CABINGAN
CYPRIAN LADIWAN SENTON

WINNERS OF PHP 53,000

1. RANNIE PANALIGAN ABID
2. ALEJANDRO LLANILLO DUEY
3. CRESTITA PARANGAN TOLENTINO
4. PATRICK CANOY MAAMBONG
5. ED DIAZ OCAPAN
6. RODRIGO DAGANASOL EVANGELISTA JR
7. ANNIE NONAT ABEQUIBEL
8. ARNOLD GALLEPOSO ELECCION
9. LARRY LIAMILO CASAMAYOR
10. MARICEL BAJE MONTERO
11. MARICEL BAJE MONTERO
12. JOSIEBETH CAPUY NALANGAN
13. JADGIE GONZALES REZAGA
14. JUANITO GALACIO TADO
15. MICHAEL JUANES MACHETE
16. ELISEO BUGNA VILLAVICENCIO
17. GERALD BARAHAMA MERCADO
18. NERESA CALLEJA BRUCALES
19. DAVID KING BAGUNU SALUQUEN
20. MA. LUISA PINEDA SUELLO
21. JOHN ALBERT DEYTA BANCORO
22. JANE BASCO BERLON
23. DANTE COMILAP BAJE
24. ROLDAN PAY-OEN SOLINO
25. NOEL ANOSO ALCAIRO
26. GINA MARQUEZ CONSTANTINO
27. RAFFY LUGAO LUMATAC
28. ANTHONY ASPREC CARIÑO
29. DOMIE ALINGOD CABACUNGAN
30. EUFEMIA AQUINO GENIO
31. GLORIA VICEDO PASCUAL
32. CYRUS CORSAME BELARMINO
33. OSCAR TAMPUECO MARINAS

WINNERS OF PHP 53,000

1. KADIJA HABAIL SAKANDAL
2. JOEMARK GRACIA DICHOS
3. VICTORIA BATIANCILA LIBRE
4. LILA RANES PLAZA
5. SPENCER CELINO VARGAS
6. NENA ESPINOSA DELIMA
7. ROGELIO MALIBAGO ALMEDILLA
8. ARCHE GANTALAO FABILLAR
9. NIKKO ARAMBULO CAMACHO
10. JESSIE BIBBIGAN TAMBAUAN
11. CAMILO MADALLA YUKDAWAN
12. ERWIN LOMAYOG CALIXTO
13. MELVIN OMA PERIDO
14. ROMEO BAYABORDA GALLARDO
15. JENELYN MARTIN KIBLONG
16. DARYL LYLE FRADEJAS CACANINDIN

WINNERS OF TOYOTA WIGO 1.0 E CVT

SAMUEL CAMPOS TARE
LOURDES CANILLAS ARITCHETA
HERMAN CALICDAN CAMBA
FREEDOMER CASTRO CEDEÑO

WINNERS OF PHP 53,000

1. JASMINE PACASUM SANGGOYOD
2. AYEED DIBAGULUN MACALOLON
3. JOELLEN DUSABAN SENTILLANOSA
4. KENNETH FELIPE IGLESIAS
5. MAHARAIN AMEROL BENITO
6. SAMUEL ALCARDE SALVILLA
7. JERICK LEQUIP GARBOSA
8. JAMIL SABAIN ALIHUDDIN
9. ANGEL UNGAB SERENO
10. REMAR HONCULADA DELOS SANTOS
11. CORAZON SULTAN VILLAREAL
12. ALFIE SUAREZ QUEIPO
13. NORIEL ZARANDONA ZAPATOS
14. SONNY ESPERANZANTE OLIVAR
15. CRYSMAR SANTIAGO CADIZ
16. CLARISSA VERUNQUE NACIONALES
17. TEODORO BALLESTEROS ORMITA JR
18. CLINTON AGARRI PEREZ
19. MICHAEL JOHN TENDENILLA HALDOS
20. RODEL MARC ESPANO EUGENIO
21. VISITACION FORONDA LEANO
22. ERIC DOMINGUIANO HERMOSA
23. JASON OCENAR TAPAO
24. MARIA AGUILAR DELA TRINIDAD
25. ALEJANDRO NOCEDO ASEJO
26. MERCY MILLAN TINGCAY
27. JORDAN GRABATO DAROY JR
28. DENNIS TUGADE CALUCAG
29. RENATO NIEVA BUSTOS
30. SANDY JAY MANAYON BAUTISTA
31. KERVIN ENERO LIBREA
32. ROMEO VENTURA SALVILLA/li>
33. HONORATO TALAMAN GONZALES

WINNERS OF PHP 53,000

1. JOHN NITCHEL PACO MACAMAY
2. BENHAR SAKILI KANNANOH
3. DUFFY BULFA MADJID
4. BONNA MAE BASTE ANASTACIO
5. MEROSA CUEVA CAPURAS
6. NIEL CUSTODIO MONTEROSO
7. CRIZARD LARA CURATIVO
8. GERALDINE ESTACO JALAC
9. MENARDO GATA DEL MUNDO
10. RUSTICO GOMEZ NEPOMUCENO JR
11. JHOMAR MARANAN MOOG
12. MARIA ANGELICA RAMOS EBUEN
13. ROCKY JAY BAROT DONCOY
14. AL-HABSI SALIHUN UHON
15. ALBIN LAYUGAN PAGULAYAN
16. ALDRIN ERSANDO DIESTA